Unity Small Finance Bank

AU Small Finance Bank, headquartered in Jaipur, is the largest small finance bank in India, converted from the vehicle-finance company AU Financiers in 2017; it has a large Mumbai presence with corporate offices in Bandr

Paytm Payments Bank, licensed in 2017 and based in Noida, was the largest of the payments banks until the RBI barred it from taking new deposits in 2024; it is listed here as a payments bank of record with operations in

Airtel Payments Bank, promoted by Bharti Airtel, was the first payments bank to open in 2017 and is the largest operating one, with its registered office in Delhi and operations across Mumbai.

Fino Payments Bank, headquartered in Navi Mumbai, grew out of the Fino Paytech business-correspondent network and opened as a payments bank in 2017; it is listed on the stock exchanges.

Suryoday Small Finance Bank, headquartered at CBD Belapur in Navi Mumbai, began as a microfinance company in 2008 and became a small finance bank in 2017; it is listed on the exchanges and lends to small borrowers across

Jio Payments Bank, promoted by Reliance Industries and now owned wholly by Jio Financial Services, is headquartered in Navi Mumbai and offers savings accounts and payments through the Jio network.

NSDL Payments Bank, promoted by the depository NSDL, is headquartered at Kamala Mills, Lower Parel, and offers accounts and payments through digital channels.

The Reserve Bank of India is the country’s central bank, set up in 1935 under the Reserve Bank of India Act and nationalised in 1949.